Sub-Account(s) refer to the underlying investment options in the variable annuity.
Great-West Smart Track® variable annuities are sold by prospectus only. The investment return and principal value of a variable annuity will fluctuate so that an investor's units, when redeemed, may be more or less than their original cost. Before purchasing an annuity, you should carefully consider its investment options' objectives, and all the risks, charges and expenses associated with the annuity and its investment options. For this and other important information please call 1-877-723-8723 to request an annuity prospectus for Great-West Smart Track or Great-West Smart Track II, or you can view the prospectus for the annuities or their underlying funds, online. Please read them carefully before investing or sending money.
Variable annuities are suitable for long-term goals, such as retirement; and, under current federal tax law, any withdrawals of earnings prior to age 59½ may be subject to income tax and a 10% penalty.
The principal underwriter for the Great-West Smart Track® variable annuities is GWFS Equities, Inc., and securities, when offered, are offered through GWFS Equities, Inc. and/or other broker dealers.
GWFS Equities, Inc. (GWFS), Member FINRA/SIPC, is a wholly owned subsidiary of Great-West Life & Annuity Insurance Company.
Great-West Financial® refers to products and services provided by Great-West Life & Annuity Insurance Company (GWL&A), Corporate Headquarters: Greenwood Village, CO; Great-West Life & Annuity Insurance Company of New York (GWL&A of NY), Home Office: White Plains, NY; its subsidiaries and affiliates, including Great-West Funds, Inc. The trademarks, logos, service marks, and design elements used are owned by GWL&A. Putnam mutual funds are distributed by Putnam Investments, LLC and managed by Putnam Investment Management, LLC, both of which are affiliates of GWL&A and GWL&A of NY and their subsidiaries and affiliates.
Interstate Compact contract form numbers ICC11-J555/ICC13-J777 Series (Individual Flexible Premium Variable Annuity) and ICC11-J555-GLWB/ICC13-J777-GLWB Series (Guaranteed Lifetime Withdrawal Benefit Rider) are issued by GWL&A. GWL&A is not licensed to do business in New York. In New York, contract form numbers J555-NY/J777-NY Series (Individual Flexible Premium Variable Annuity) and J555-GLWB-NY/J777-GLWB-NY Series (Guaranteed Lifetime Withdrawal Benefit Rider) are issued by GWL&A of NY. Contracts may not be available in all states.
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